International Students Group Medical Insurance

• Introduction
• How to make a claim
• Coverage Policy
• Contact

Introduction

International students must register for health insurance during their stay in Taiwan. Students staying in Taiwan with a valid Alien Resident Certificate (ARC) for over six months continuously must enroll in National Health Insurance (NHI). Prior to registering for NHI, we will automatically enroll you in Group Medical Insurance.

Note: If you would like to use another insurance that you have purchased from your home country instead of joining Group Medical Insurance, you must have the insurance verified by the Taiwan Embassy/Mission in your home country.

The Group Medical Insurance fee is a one-time payment.

NTD 3,000 for 6 months (NTD 500 per month *Price subjects to adjustment).

Students who wish to purchase Group Medical Insurance for the first 6 months of their stay in Taiwan can sign up at the OIA on the day of enrollment. 

How to make a claim

In order to facilitate your claim after you have purchased the International Students Group Medical Insurance, please observe the following when seeking medical treatment during coverage period :

1. The insurance covers medical treatment provided by the hospitals specified by the insurance company ONLY. *Please make sure that you go to one of the National Health Insurance covered hospitals or clinics if you are seeking medical treatment.
    
2. After paying for the treatment, be sure to get 1) a receipt and 2) the treatment details with the doctor’s signature. Let the doctor know you need the documents to file for an insurance claim.
    
3. Required documents that you need to bring to the OIA after receiving treatment are :
   1. The original receipts of payment
   2. Diagnosis certificate with the doctor’s signature
   3. 1 copy of deposit book’s cover

Coverage Policy

Insurance covers accidents or sickness occurring within Taiwan ONLY. Accidents or sickness requiring specialized medical care or occurring before the insurance policy was taken out will not be covered.

Outpatient/Emergency treatment benefit :

While this Policy is still effective, if the Insured suffers an illness or injury and receives (emergency) treatment at a hospital/ clinic as an outpatient, the company will reimburse all medical expenses incurred. However, the payment of benefit shall not exceed the limit of NTD 1,000 (per visit).

Daily Hospital miscellaneous benefit :
While this Policy is still effective, if the Insured suffers an illness or injury and receives treatment at a hospital as an inpatient, the company will reimburse the following expenses incurred.

However, the payment of benefit shall not exceed the limit of NTD 1,000 (per day).

1. Balance billing on hospital rooms.
2. Food, except for nutrients provided through tube feeding.
3. Nursing care fee excluding special nurse fee.

Hospital miscellaneous benefit :

While this Policy is still effective, if the Insured suffers an illness or injury and receives treatment at a hospital as an inpatient, the company will reimburse the following expenses incurred.

However, the payment of benefit shall not exceed the limit of NTD 120,000 (per hospitalization).

1. Physician instructions medication.
2. Blood, except for blood transfusions deemed necessary by a doctor providing emergency care
3. Registration fee and cost of obtaining related certificates
4. Ambulance fee (from or between hospitals).
5. Operation fee.
6. Operation room, post-operative recovery room, emergency room, or the application of its equipment.
7. Materials fee.
8. Laboratory tests, electrocardiogram, basal metabolic rate check.
9. Rehabilitation therapy.
10. Anesthetics, oxygen, and its application.
11. Therapeutic radiology.
12. Hemodialysis.
13. Injection and its liquid medicine.
14. Laboratory examination.
15. Treatment.

The provisions of the insured:

1. Insurer qualifications: Limited to foreign students (including Mainland Chinese students).
2. Insured age limit: From 15 years old to 50 years old. Insured’s name shall be specified in the policy.
3. Policy period/term: 6 months.
4. Premium mode: Half yearly.

Note：

1. The above information is for reference only. For details of the terms and conditions, please refer to the policy contract (Chinese version).
2. The terms and conditions of insurance policy (Chinese version) shall prevail if there is any inconsistency between the above information and the insurance policy.

Contact